Terms & Conditions

Last updated: January 1, 2024

Please read these Terms and Conditions ("Terms") carefully before using the Muhammad A Hanif website or engaging with our services. By accessing or using our website or services, you agree to be bound by these Terms.

1. Acceptance of Terms

By using our website (muhammadahanif.com) or engaging with our consulting and advisory services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our website or services.

2. Services Description

Muhammad A Hanif provides business growth advisory and consulting services including, but not limited to, strategic planning, growth strategy development, operational improvement consulting, executive advisory, and business transformation guidance. Our services are intended for business owners, executives, and organizations seeking professional advisory support.

3. SMS / Text Messaging Terms

SMS Terms of Service

Program Overview

Muhammad A Hanif operates an SMS/MMS messaging program to communicate with opted-in customers regarding marketing, promotions, service updates, and business-related information. Messages may be sent using an automated telephone dialing system (ATDS).

Opting In

You may opt in to receive SMS/MMS messages by providing your mobile phone number and checking the SMS consent checkbox on our contact form. By opting in, you expressly consent to receive recurring marketing and promotional text messages from Muhammad A Hanif at the mobile number provided.

Message Frequency

Message frequency varies. You may receive up to 4 messages per month. We reserve the right to modify message frequency. We will notify you of significant changes to message frequency.

Message and Data Rates

Standard message and data rates may apply to all SMS/MMS messages sent to or from us. Contact your wireless carrier for details on your plan's messaging rates.

Opting Out — STOP Command

You may cancel your SMS subscription and opt out of receiving further messages at any time by replying STOP to any SMS message you receive from us. Upon receipt of your STOP message, we will send you a final SMS confirmation of your opt-out. After that, you will not receive any additional SMS messages unless you choose to opt in again.

Help — HELP Command

For help or additional information about our SMS program, reply HELP to any SMS message, or contact us directly at info@muhammadahanif.com.

Supported Carriers

Our SMS program is available on most major U.S. wireless carriers. We are not liable for delayed or undelivered messages due to carrier limitations or technical issues outside our control.

Consent Is Not a Condition of Purchase

You are not required to consent to receive SMS messages as a condition of purchasing or receiving any of our services. Your consent is entirely voluntary.

Privacy Note: No mobile information will be shared with third parties/affiliates for marketing or promotional purposes. SMS opt-in data and consent information will not be shared with any third parties under any circumstances.

4. Website Use

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of others. Prohibited activities include:

5. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Muhammad A Hanif or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this website without our prior written consent.

6. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. Muhammad A Hanif makes no representations or warranties of any kind, express or implied, as to the operation of the website, the accuracy of information, or the results of any consulting engagement. Business advisory services involve inherent uncertainty, and outcomes cannot be guaranteed.

7. Limitation of Liability

To the fullest extent permitted by law, Muhammad A Hanif shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages. Our total liability for any claims arising under these Terms shall not exceed the amount paid by you for the specific service giving rise to the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless Muhammad A Hanif and its officers, employees, agents, and successors from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our website or services, your violation of these Terms, or your violation of any third-party rights.

9. Confidentiality

In the course of our consulting engagements, both parties may exchange confidential business information. We treat all client information with strict confidentiality and expect clients to honor the same standard with respect to our proprietary methodologies and materials. Specific confidentiality terms will be outlined in individual service agreements.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the applicable state in which services are rendered, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved through good-faith negotiation, and if unresolved, through binding arbitration or a court of competent jurisdiction.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Your continued use of our website or services following any changes constitutes acceptance of the updated Terms.

12. Contact Information

If you have any questions or concerns about these Terms, please contact us: